“Trading” or Speculation in Financial Markets is Unethical, Immoral and, frankly “Evil”!

The title of this post is, I admit, “controversial,” to say the least, but it needs to be addressed.

First, I put evil in quotes because that is subjective and how do we know what is evil and what isn’t? We really don’t, but I wrote it to raise attention. Many people might say yes, it is unethical and immoral, but necessary, but when it is labeled “evil” it takes it to a whole new level,  it destroys people and society.

So how does it do that?

First, I will define “speculation.” Trading is used synonymously but they are different. Speculation is the trading of assets and never taking delivery of that asset. Trading is the actual exchange of goods and services. Speculation is a zero-sum game, where one who wins profits off another’s loss, sometimes to the detriment of their very livelihood. One hears of people committing suicide after losing their account to bad trades/speculations. Many others…like 95% of speculators…us little guys, who never make a profit. The 5% that do are the big players who are collaborating. So they are making their money off of us…sucking us dry. That is where they get the opposite side of the speculation…if they are buying, someone has to sell, Since none of the other big guys are selling, we get manipulated into being their “liquidity pool.”

It’s interesting how that applies to almost every area of life today, from medicine (no healing, just treatment), war (for economic stimulation and profit taking), manufacturing (planned obsolescence), marketing (FOMO, Fear of missing out on the latest trends and fashions), and many other parts of the economy.

Anyone who says that is in any good is frankly evil in the purest sense of the word.

So all you 100 million people out there trying to sell each other the latest and best crypto program to get a 5% referral bonus, are just playing into their delusion.  You have almost no chance to ever recruit enough people to make any difference in your life, and those of you that do are not doing it organically on social media. You spend money on advertising, targeting qualified people who can be sucked into a scam. None of these speculation programs last for more than 5 years, and many not even one. The big marketers know that so they jump from program to program getting out just before the “crash” leaving us “normies” to take the fall. They make more in referral bonuses than they invest. They can invest $1000 and make 10 referring others, and they say they are “helping people!”

Everyone who has invested in “crypto” can tell you their own experience of getting scammed and probably everyone else they know. This makes everyone skeptical, and won’t join a legitimate company, even if one could tell if it is. It’s the Amway syndrome…one of the most successful businesses in the world…over $8 billion a year at last count. That would make it the largest direct marketing company in the world, and top 5 in several of its niches, but it’s still a scam…after 64 years in business!!!

Thanks Speculators!

So all of you who are trying to “get rich” off of other people just like you should really take a loonnnng look at your morals.

Let’s not end this on a negative note. What is the moral way to “Trade?”

As I said above is that one must take delivery of a good or service for it to be moral and beneficial for society. The price is agreed upon by both sides, so each one is getting value…what they want. One wants grain and will trade for meat, for example. It might have to go thru several trades to actually work. If one has 2 tons of grain, how much meat will it take to buy it? There might need to be 10 people that have meat to sell to complete the trade. That’s what the market is for…to facilitate that. Also, supply and demand can dictate what the ratio is. There doesn’t really need to have a dollar price put on it, hence the less need for money…another evil!!! Don’t get me started on that one!

One can also contract to sell one’s product at a later date for a specific price to help secure a profit or at least a breakeven. That keeps business going!

Wouldn’t the world be a better place if there was an open marketplace where everyone could trade free of manipulation and corruption? It can be done! Systems have, and are, being developed to do this very same thing!

It’s called a New World!

Vince

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I say it at the bottom of every post, so you know how to reply to me. Do I need to mention it again?

 

 

 

 

 

The Problem with “Marketing!”

I just got a “revelation.”

We are all caught up with marketing.

What is it’s percentage of the retail price of a product?

65 to 70%

That’s right…the majority of the cost!!!

That’s why you hear so many commercials and pitches all day long. They say people are totally skeptical…of any offer. So they just continue on with their mediocre lives…in quiet desperation.

They miss the good ones that could change their lives too. It’s all in there mixed together, and hard to sort through the mess to find that needle.

Before social media we were just bombarded with ads on TV, radio, billboards and signs. Now it’s everywhere!!!

Even our friends are trying to get us into things that they know nothing about and are just excited about the money and “changing lives.”

I would say 99% of the contacts I have made online have tried to pitch me on something.

It is almost impossible to develop a new friendship, much less a relationship, nowadays.

So, instead of companies marketing to you, everyone is. That is good for companies. It lowers their cost of marketing…very little I might add… with the added issues of controlling their message thru thousands or millions of people inflating the benefits or other crazy stuff. But, at least “average people” get some of the pie.

Do you know what the biggest niche online is? Marketing!!! Everyone is selling it!!!

The truth is that there is nothing average about the people who succeed in marketing. They are special, and only 2% really make any money.

That’s the hard truth of today’s society.

The 2% are truly trying to help, but the only thing they know about is marketing. They aren’t really producing anything of value…like products and services. Things like food, shelter and energy…even non-physical things like community and security.

I called these the 5 Essential Things!!!

Yes…Food, Shelter, Energy, Community and Security!!!

That’s all one needs for a good life!

There is one other thing that completes it though, but can’t even begin to manifest unless one has those 5 first.

It’s called CREATIVITY!

That’s when you go to the next level!!

The arts never developed until there was excess in society, and if it ever goes back to just survival the arts will disappear.

Creativity…growing and developing your talents…is where you were meant to be!

So to tie it all together, marketing is unfortunately necessary, because new products…creativity…will never be brought to the marketplace unless they tell people about it.

But it is completely over-emphasized today, and it has resulted the complete breakdown of relationships.

I always was taught that one-on-one marketing was the best way to bring a product to market. I changed my attitude when I realized that I cannot be creative in forming new relationships when EVERYONE is trying to sell me something.

It’s also hard to endure the sad pitches I see all the time. They couldn’t make it in marketing no matter how hard they tried, and would be better doing something like making a product.

I feel compassion for all the “Marketers” out there that are so sure that they will be rich some day.

Marketing…telling people about products is necessary, but only for those who can do it…morally and ethically.

The rest of us…the 99%…should get back to work…doing something of value…that benefits us…helps us survive…first…and  them thrive

It’s called Finding Your Dream!

Vince

vsalzer@vincesalzer.com

 

 

 

Capitalism and Feudalism…the only 2 Choices?

I recently watched a video where someone said there are only 2 systems in this world, Capitalism and Feudalism

I will describe them, but the questions is:  Is it time for a new system, a different way  of looking at our world?

Feudalism  was/is the only system in the world for many thousands of years. The rulers controlled the world and everyone else served them. It worked because it provided security and safety for 95% of the population, but also limited their upward mobility. Everyone stayed “in their lane.” If your family were farmers, you were a farmer, etc. There was very limited choice in one could do.

When the “plagues” in the middle ages killed a significant percentage of the serfs, labor became more valuable. That resulted more freedom by forming guilds of skilled workers. This was the beginnings of a “middle class.” They had more autonomy and provided mobility by using the concept of apprentices. This greatly increased world production and innovation. Some even were granted noble titles by the influence they held. But the Nobility still controlled by granting “favors” of resources, like land and exclusive rights to certain markets.

There were experiments in democracy in ancient history by the Greeks and Romans which had limited forms of Capitalism in them. They either failed or devolved into Feudalism, i.e. Emperors.

The merchants guild gave rise to the industrial revolution and then the overthrowing of the monarchs in the 18th and 19th centuries. It created the first experiment in Capitalism.

That has devolved back into Feudalism with the control of the economy by government and big business.

Also Communism arose which is really Feudalism in another form with a few controllers and the common man being suppressed.

The reason this happened is that we all crave safety and security above freedom. All it takes is for something bad to happen and then we ask for someone to “save us.” There are a few people who realize that and first create the fear event and also the “solution,” which restricts our freedom.

This has “worked” for thousands of years, but humanity is “waking up” from this “dream.” They are “Dreaming” about a different way of life.

It’s not exactly clear what that could look like, because it’s so hard to think differently after so much programming and our basic survival tendencies.

There are various “systems” that have been proposed.  Let’s just call them “Cooperative Networks.” 

That system says everyone cooperates to find solutions in various different ways. The competitive instinct is diverted into competing with oneself rather than with others. Most resources can be shared with enough room for personal needs and ambition. That ambition is turned from abusing others to serving them to get what one wants.

It is based on the principle of “one can do anything one wants so long as one does not infringe upon what anyone else wants to do.” It is called “basic rights and freedoms.”

It limits the tendency of the allocation of shared resources becoming a controlling mechanism. Participation in the use of those resources is on a voluntary basis. Payment is only for the ones one want it.

All contracts and agreements for trading and security are guaranteed with bonding and insurance. All disputes are resolved with arbitrators agreed to by both parties.

All services are offered in a competitive manner. One can hire whatever security and infrastructure companies one thinks meets there needs.

There is little to no need for “government” as most if not all of our needs are met by private companies.

Actually there is no moral reason to have a government if it is based on involuntary contracts and rights given to it that we don’t have. We don’t have the right to take someone else’s property without their consent, even for the “common good.” What is the common good if even one person is harmed? Really that is the “common bad.” >:)

Unless taxes and regulations are voluntary, they are immoral, so government as we know it is immoral, evil and unnecessary.

Common good is for the benefit of everyone and is the basis for cooperation where both sides agree. They agree because they both benefit.

This concept is in it’s infant stages and many of the details are being worked, but it has worked for various African tribes for many generations. It is small scale, and needs to be seen how it can be employed on a global scale.

There needs one small success which spreads to other successes and then organically grows to encompass the whole world.

The organic growth is the only way it will happen because it does not use or need controllers or elite to make it work.

Will some people or communities rise to the top as there more competent and less competent people? Yes, and that will always need to be channeled into the right direction by the constant teaching of cooperation rather competition with others. This is one the biggest challenges we have.

There many other issues to be resolved such as infrastructure and defense. With the Cooperative Networks starting locally, many of those issues will be addressed locally.

The solutions will grow as the Networks grow in cooperation with each other. The infrastructure will be maintained locally within each group and then expanded between as the need arises.

Since most resources can be locally derived such as housing, food and energy on a small scale basis, the need for many roads, trucks to haul goods, central sources of goods, medical and energy will not be necessary. The excess production of goods can be traded with other communities for their excess production.

It will naturally evolve into a cooperative structure where one’s strengths are traded for another’s strengths.

That eliminates the “competition instinct” of mine is better than yours. If your product is better than others, it will be wanted more and therefore will demand a higher price, so the goal will be to make the highest quality product. That creates competition between producers, but only at the level of quality. It is controlled by the users demand for the product, so the focus is on the user not the competition.

If there is an over abundance of a product in one region (potatoes in Idaho) resources will be diverted into other areas. (Not only potatoes can be grown in Idaho.)

Resources such as food that is available in the tropical areas can be grown in greenhouses. Also such things just might not be available to them. Their cultures evolved without them and can thrive as they are.

Do we really need oranges and bananas in the north? We were perfectly fine without them for many thousands of years. And the tropics were fine without potatoes too. They had other things such as rice, yucca, and plantain.

There can be trade for those unique items, but do we need oranges flown in from Chile, when they can be accessed from Mexico and other areas which are much closer. It is a tradeoff between the cost of the greenhouse and the transport.

Will people migrate to more tropical regions as it is simpler and easier to live? Probably as a natural consequence of the availability of natural resources.

Land use will become more efficient in those areas as they become more valuable.

Migration will also become more prevalent as people follow the weather (snow birds) to take advantage of resources and escape hot humid temperatures.

That will result in people living in a consistent 75 degree environment.

How does that sound?

Almost Utopia…well almost…LOL. One can hope.

That is in contrast with the dystopian nightmare we have existed in for many thousands of years.

If you don’t believe that, just don’t participate in the Cooperative Network. It’s voluntary…Remember!!!

Form your own system…community…and see if people will join you, and if not see if you can survive all by yourself.

I think we know the answer to that.

Cooperative Networks might not be THE “solution,” but it allows for many different experiments to match many different people.

Like-minded people congregate, and create communities that cooperate with other like-minded ones.

Simple as that.

Simple but never easy.

It will take a complete change in the way we think, but we don’t need to have it happen all once. Just one small success leading to others.

That’s how change has always occurred!

If you want more info or just to express your ideas, leave a comment or contact me at vsalzer@vincesalzer.com. I am on all the social media platforms as well.

Let’s start a like-minded community!!!

 

 

Why Invest?

I just was on a chat with an “investor.” She was telling me that I could “make millions” with her platform.

First of all, any such claims are suspect. I said how could I make a million dollars from a $100 investment. She said it would only take months.

Huh???

Would you believe that?

So I asked her how much she has made. She said $2.7 million!!! Didn’t ask for proof, but just said if she made any withdrawals…answer…Yes.

So I asked her what her goal was…answer…$10 million!!!

Wow!!! Big Dreamer!

Then the question was has it made any difference in her lifestyle? She said no.

What???

I then asked what would  be the reason for investing. She responded by how much I could make.

Seems like circular thinking without any reasoning as to WHY!!!

WHY INVEST?

Like I said, one reason is to change your LIFESTYLE. Another is to create security…like having a backup plan.

There can be many other reasons too, but is it reasonable to just invest for investment sake…just to accumulate…hoard…money.

There is a story where a man had his “barns” full. He said he will tear them down and build bigger ones, but he was told that his life would be “required of him” that very night and his wealth would be for naught.

The way this world works is the transfer of good and services. That means you receive and you give…and there is always enough…actually more than enough!

You can keep some of it for the upgrades to your life, but if you strangle the moving of “money” it will ruin you…losing it all, because you are violating the laws that keep life alive!

The real reason for investing is to improve your life and teach others to do the same.

How much is necessary to do that? Actually we need very little to live  comfortably. Does one need all the big houses and cars and parties?

Not Really…but I am not putting down anyone who has those things. I am just saying that there are better things to with it that are much more satisfying. Those things just prop up something missing inside…most of the time.

To get to the real reason why you want wealth is addressed in my Coaching…The 3 Steps to Finding Your Dream.

If you want REAL WEALTH. Send me a message at vsalzer@vincesalzer.com. I am also on all social media at the icons following you down this message.

Blessings!

Vince

Is “Found” Money “Good” for You?

The evidence says, “Not so Much,” especially if you didn’t do anything to “Find It!”

For lottery winners, it is mostly a negative. They end up broke, and their friends do too.

The winners think that giving money to “deserving causes” helps them, so they give money to friends and family thinking they are doing good.

What happens is they spend the money…mostly foolishly…and then come back to the “trough.” Money does not grow on trees and most people will get fed up with others sponging off them, so there goes the friendship and family peace.

Now I’m not saying this happens to everyone, but the research says it happens the vast majority of the time.

You don’t know how to handle money if you never had it.

Even the rich lose their money, and they worked for it!!!

Their children are notorious for losing fortunes.

So how do people think that they are going to be any different?

Money changes you…or rather brings out what’s on the inside. If you realize You Are Loved and can Love Yourself, you will see that “helping others” doesn’t really help them.

You will be able to resist, or “see-thru” all the requests, and give the money in a way that doesn’t hurt them.

I think it’s like buying them gifts instead of giving cash. You could pay off some debts, pay for education which is linked to maintaining grades, buying a car, house, or other necessary things.

How about helping them start a business, with much supervision, a loan, or equity stake.

How about using your influence to help people find jobs?

How about starting a “family bank,” where loans are given…at a low-interest rate? No other loans are given until paid.

Now, back to you!

The crucial thing is to “get used to the new money.” 6 months is a good time frame. You limit yourself to spending 5 or 10 percent of it, doing things like paying off debt, a nice dinner, and a small vacation…to get away from all the people hounding you…lol.

Your next objective is to learn about money and how to “keep it.” The rich know that it is harder to maintain…or rather grow…their wealth than create it.

The biggest reason is the fear of loss is bigger than the excitement of making it.

There are lots of people that specialize in helping them…you!

Remember, You are NOW RICH!

So go on a learning spree, getting courses and advice from everywhere you can…and pay for that advice. That way you will have some buy-in and be able to apply it.

Never accept just one person’s opinion. Learn and compare. Take what you resonate with and combine it into your own system.

That’s what the 6 months are for. You will still only a basic level of knowledge by then and, more importantly, you will be more accustomed to having money.

The system’s goal is always to generate enough profits from investing to give you the lifestyle you want.

So it’s more than learning about money…it’s learning how to invest it. First, find people and or programs that can do it for you.

You are not able to do it yourself, that will take several years.

Invest in at least 10 programs and start small, get your money back and then start to scale up…each time getting your initial investment back. It will increase the time to financial independence, but at least you will have your money.

One guy says, “I am more concerned about the return OF my money than the return ON it.

Good advice.

If you have grown your money by 10% in one year, you are doing very well. You have to limit the investing to a small part of the total amount. Then you can start to increase the risk.

So many people say they want bigger returns, but don’t realize that the risk goes up too. So always in terms of risk, not returns.

You can start to increase the risk by investing a larger percentage of your funds. Keep the programs you are using, but also keep researching and learning.

Move your funds around, to the better programs you find.

Pick different risks…like 10% to high risk, 50% to medium, and the rest to a guaranteed return.

Guaranteed can be savings accounts, but better would be annuities that guarantee a return after time…usually 10 years… that last for the rest of your life. The returns are usually 10% or better!

Also, life insurance can be structured to give you a secure income, plus a generous death benefit, but remember the “found money” principle. The beneficiary has to fulfill certain criteria…so the best beneficiary is a trust that is managed by someone that can judge criteria.

See, there is a lot to know…about money and keeping it…and there is so much more to learn.

But…none of this works unless you know that You Are Loved, You Love Yourself and you are in the process of Finding Your Dream!

I can help!

Email me for more info at vsalzer@vincesalzer.com!

Helping People “Get Rich”

In my browsing, I received an email…just randomly…or by design, that told me about “Unclaimed Funds.”

What amazed me was there are $50 Billion that are owed to people by the government.

What made me angry…and motivated me…was those funds are not easy to get, and the people owed have no idea they are due sometimes Life Changing Money!

The “big” money is hidden in huge databases full of $5 to $100 rebates…like millions of records!

Then the huge money is hidden in comments like funds due “is more than $100,” so one has no idea how much it actually is.

And to claim the money one has to file a claim, but you must know that you are owed the money. So it’s a catch 22. You don’t know you are owed the money, and I can’t find out if you do.

So there are people called “investigators” or “auditors” that look for funds owed to people, and collect it for them.

But those funds are hidden by the government, because each person has to searched by name, and that could take years just to find 1 person.

There are lists of certain transactions that are kept by the government, but they will not release them even though they “public information.”

They use the excuse that they are not “required” to keep a list, or to give that list to the auditors…since “there isn’t a list.” Everyone knows when a transaction occurs there is a record generated, and with the current technology, a list can be very easily generated, put online or be readily available.

Why do they do this?

Well after a certain amount of time those funds go into the budget of the government and are spent!

So now you know why they make it very hard for anyone to claim them!

It’s a free money source!

Sometimes hundreds of millions of dollars per YEAR!

So my job is to get around all the “red tape,” find the people who are owed Life Changing Money, and help them recoup it!

Then, after they receive it, I help them so it will not ruin their life!

You heard the stories of lottery winners ending up worse than they were before they won the money.

Well the same applies here.

I help them take the lump sum and create a monthly cash flow that will sustain them, and their family for Life!

I like the saying, “Be Good, Do Good.”

That’s what I think this endeavor is!

I’m on a Mission to help people recover what is due them, create a sustainable income stream, and “Get Rich!!!”

You can get more info at SalzerEnterprises.biz.

Blessings

Vince

 

Finding Your Dream…The Steps….The Process!!

I am on a roll…. the third day of writing a post. I told myself for months now that I will write a little bit every day…and it’s happening….a real testament to intention and attraction.

So what am I thinking today…hmmmm.

About the steps…the process…to Finding Your Dream! I think you know that you have a Dream…somewhere.

I have been asked many times, ”How do I know what I really want to do…or what God wants me to do.” I always say, you know, way down deep inside. You know what needs to be done. You even know what the first step is. It’s the one thing that you will not do (like start to write every day, in my case.) You know what that is.

Only a very few people have said to me, “Yes, I know.” And fewer still have revealed what that one step is. Many have just gone incognito. It reminds me of the story of the rich man asking what must I do to enter into the Kingdom of Heaven? The answer was, Sell all you have and give it to the poor!

Wow, big stuff!!!

An extreme example!!!

But that was the one thing that he wouldn’t do. It has nothing to do with his wealth being bad, and little to do with the poor, since just giving them money does nothing for them, because once the money is gone they are poor again.

It has to do with what you are holding onto that is keeping you from YOUR DREAM (which is similar to the Kingdom of Heaven.) Remember that’s where it came from in the first place.

So for today, think about what that ONE thing is that you need to do…and won’t…or, rather, haven’t….yet. Make an intention…an attraction to having….not getting….that thing done. Having it done, means it is already done, so you are attracting the result, not that Thing that hasn’t happened…yet.

So how would it feel if you did that ONE thing??? Feel that Feeling…really feel it!!! Every Day. All the time!!! That makes it inevitable that it will be in your experience!

The steps…the process…is, Intend to get it done. Think about doing it. Imagine it already being done, and, FEEL the emotion of having that task being “conquered.” Feel the empowerment you will have! Does that seem like it’s not such a big deal anymore?

Yep, sure does!!!

For questions, comments, reply to this blog, on Facebook, email me at vsalzer@vincesalzer.com, or call me at 701-850-0560… and let’s talk!!